Religion and New Age Movements

Using material from item A and elsewhere, assess the view that most people today see spirituality and religious belief as purely private and personal matters. In society today religion can be seen in two different ways, as a private and personal matter or something to share with your community.Some sociologists would argue that religion and spirituality is a private matter because of televangelism, which is where people watch their religions services on television or go on online churches in the comfort and privacy of their own home when we have free time but other sociologists argue that this does not mean that religion and spirituality is a private matter, but that we have to use televangelism due to the fact we live in a postmodern society which means society is constantly changing and causes us to lead hectic lifestyles.This also links in with vicarious religion, which is where a small group of people practice for the wider community. Another reason why sociologists would argue t hat religion and spirituality is a private matter is that there has been a large increase in new age movements, such as; horoscopes, tarot cards and Wicca. Which focus on individualistic beliefs and self-healing, increasing amounts of these springing up indicates that because we live in a postmodern society we are starting to focus on ourselves more meaning that our beliefs are becoming privatised.Other sociologists would argue against this by saying that they are not a true picture of our religious beliefs, and are in fact, just fads, which we can pick and choose whether, we believe in them and don’t necessarily believe in them throughout our whole lives. This is linked to spiritual shopping, which is where we pick and choose which parts of different religions we believe in. Our beliefs are not a set structure and we have personal choice in what we believe. Also, another reason why religion may have become privatised is because of industrialisation, which caused us to no lon ger live in small tightknit communities.Before industrialisation churches and other religious organisations were often the centre of small tightknit communities and also, there was social stigma attached to not going to church before industrialisation. Industrialisation caused people to go from living in extended families to living in small nuclear families so that they could move round and find work where it was available, This lead to more hectic lifestyles and less time for people to go to churches meaning that they had to practise privately.Because of this, industrialisation also therefore decreased the amount of social stigma around not attending church allowing people to choose whether they actually wanted to go or not. You could argue that this means that religion is now more pure because we chose what we believe and don’t just ‘believe’ so that we fit into the rest of society. On the other hand, other sociologists argue that there are still other religiou s people about that still live in tightknit communities such as Muslims.Muslims tend to use their religion as a form of cultural defence to protect their identity from scrutiny from outsiders of their religion. But other sociologists would argue that this is a Eurocentric argument because Muslims do not use their religion as a form of cultural defence outside of Europe, and the reason they do it here is because of how they are represented in the media and because people connect them with fundamentalist attacks that happen causing ‘islamaphobia,’ Which is the irrational fear of Islam.Structural differentiation has meant that religion has become more privitised because we now live in a multi-cultural society we now have more choice in what we believe in allowing us to ‘spiritual shop’ Lyon did a study called ‘Jesus in Disneyland’ believes that we have become religious consumers, meaning that me pick and choose what we believe from all the differe nt religions in the world. This has been made possible because of globalisation creating stronger links between different countries and allowing us to have access to multiple types of religions with all different norms and values.This gives us greater choice between what we believe in and what we don’t. There are many methodological problems with measuring whether religion has become privatized, on of these problems is that ‘ how do you measure how many religious organisations there are? ’ this is a problem because it is near impossible to count every single religious organisation in the world because of the amount of cults and sects that exist that not everybody may now about. Sociologists argue that there has been a decrease on the number of religious organisations, and therefore religious belief is decreasing, but they do not take into account that it may not be religious belief that is declining, but that lack of funding has meant that the religious beliefs c ould not remain forcing people into practise privately, Also, how do you define what a religious organisation is.Another problem with measuring whether religion has become privatised is that you can’t know what people are thinking, just because they don’t visit a religious organisation, it doesn’t necessarily mean that they are not religious, they may just not have the time to visit the organisation so instead use things like televangelism to practise at home.Also, just because people don’t attend religious organisations often, Stark and Bainbridge believe that the decline in traditional religions has created a demand for newer religions, this includes new age movements that focus on private practice. They believe this is due to people being naturally religious and needing religion as a compensator during times of crisis. They think that people still turn to religion for rites of passage and in times of life crisis, so, when people feel their life is unst able and they need something to make them feel better.

Developmental psychology, Essay

It is important to keep evaluating learning activities as the child’s needs may change or your planning may not work and may need changing. Planning, teaching and evaluation is a cycle which gives structure to the learning process. Whilst in the planning process I need to know the learning objectives so that you are clear about that the pupils are expected to achieve. When evaluating you will need to look at whether the children were able to meet the leaning objectives in their task. If a child was to complete a task quickly this should be recorded. 1. 2 – Weakness – 1.   When planning a work activity I always take into account the children’s learning needs and levels, for example you could have a child in your group which lacks concentration and needs a more practical approach in order to show interest and for the task to be successful. For example: Child A – Lacks concentration Child B – Does not enjoy Literacy Child C – Find tasks difficult 1. 4 – All lesson plans should be made available to the LSA’s before the class starts, even if you do not have time to look at the plan you should discuss with the teacher what you are to do. Learning objectives – You must always be clear on the learning objectives of the lesson or what pupils are expected to be able to do. Leaning recourses required – The lesson plan should detail any materials which are different from those which are normally found in the classroom. Own role in supporting learning activities – It should be made clear what you are required to do whether it’s supporting a group or an individual. Specific information – you should have access to school reports about pupils learning and be able to refer to them if required whether its paper or electronic based. Sometimes changes need to be made to plan and this may happen last minute so you will need to be flexible. Any changes made to the children’s routine may affect their behaviour so you need to take this into consideration. 1. 5 2. 3 We should always be made aware of the health and safety issues especially when working with children; it is the main duty of all school employees to keep the children safe. Young children or children with additional needs may not be aware of certain hazards. Schools also have security measures in place such as gates and a signing in policy for all visitors. If you ever come across a unfamiliar face within the school grounds you should always approach them in a polite manor by saying. ‘Can I help you? ’ All storage areas should be kept tidy so they do not cause a hazard they should also be locked, spaces like cleaning cupboard especially as they store a lot of hazardous materials and can sometimes be left untidy as staff may not have enough time to tidy up or may not be sure where certain items should be. You must always make sure that no fire exits in the classrooms are blocked by chairs / tables, they should always be accessible. Describe the sorts of problems that might occur when supporting learning activities, and how to deal with these: Noise – Sometimes during classes children can become distracted by noise from within the classroom and from outside (such as another classroom, or people on the hallway). I help to combat this problem by closing the doors and any windows open to the noise, and also by reminding children to work as quietly as possible and raise their hand to speak rather than shout out. Insufficient resources – Many of the activities set by the teacher involve the use of multiple resources e. g. books, pencils & crayons, scissors, glue, rulers etc. Unfortunately there are not always enough resources for every student, resulting in there being a delay in the commencement of work (due to trying to locate extra supplies). This problem is managed by preparing for the lesson before it begins, ensuring there are sufficient resources for the class, and also by encouraging children to help to and share with each other whenever possible. Having an inclusive class with a wide spectrum of abilities – another problem which can occur when supporting learning activities, is ensuring that the all children are engaged, involved and fully understanding the task that has been set when there is such a wide spectrum of abilities. This can be dealt with in several ways, such as splitting the class into ability based groups, encouraging high ability children to help those who are struggling to keep pace (this also helps to keep the class working on a similar level), and also by setting achievable targets for work. Shy students – Children may suffer from shyness which can affect their ability to work individually (such as being worried about being wrong), and get involved with the class as a whole or participate in group work. Weather – The weather can always be a distraction to the children, if it’s hot and sunny out the children can get hot and agitated. 5. 1 The reasons why it is important to evaluate learning activities are: †¢ To see what is working and what needs removing or changing †¢ To assess how the activities are being delivered and how they could be improved †¢ To see how the activities are being received by the participants Evaluation is important as it helps out when planning and helps you to think about the learning that has taken place. Spending time going through the learning activities and seeing how students have responded to a certain task or question, can really help re-shape it for future classes. It is also important to look back at the learning objects so you can measure what the children have learned. If you do not think carefully about learning objectives at the planning stage, it will not always be possible to evaluate whether pupils have achieved them. Learning objectives need to be clear for this to be possible. Learners must understand what the outcomes mean. †¢ They must be achievable. †¢ We must be able to assess pupils against them. Evaluating helps you to see if something is succeeding or may need changing. If students whizzed through the activity and then looked rather bored then it would be obvious that the task was a bit too easy and not really suitable or beneficial for that group. Therefore you would need to try and make it more engaging and stimulating, perhaps by making it more difficult or time-consuming so the students really have to work to complete it. If the activities are taking longer than expected and you can see that the students are really struggling, things again would need to be addressed. Students may not meet the learning objective, but they could have a real enthusiasm for the subject and have participated fully in all aspects of the lesson. You will need to record this somewhere. 5. 2 5. 2 and 5. 4 Upon completion of the task, I then provided constructive feedback to the class teacher, and feedback on her participation and progress. I explained that the child was:  · Very pleased to be given individual support and was positively responsive to the support (smiled, listened intently, and produced the work expected through understanding)  · After a couple of examples was able to achieve the objective of drawing on the hands onto the clock face on the task sheet given  · Succeeded in progressing in the learning activity  · Went back into the classroom with a big proud smile as she had enjoyed the task and benefited from the support. I informed the teacher that she responded well to reassurance and lots of positive praise and was very happy to receive a sticker after the task. I explained that she had completed the given learning activity objective. I gave constructive feedback that she 5. 3 Difficulties which I came across – As I have not worked with this particular group before I found it hard to see what stage each child was at and what support each child needed and as the task was outside we faced a lot of distractions. Spring Work Aims / Objectives Children to identify features of spring Looking for signs of spring using senses I can see / smell / touch Share ideas With the whiteboards – Create senses poem I can see the blue sky Recourses White Boards White board pens Ipad – take pictures Evaluation The children found it a little hard to concentrate as they were taken outside and they were easily distracted ie. Wanted to run around and touch things.

In What Ways Does Imtiaz Dharker Use Language and Structure to Convey Her Ideas in ‘Blessing’

In what ways does Imtiaz Dharker use language and structure to convey her ideas in ‘Blessing'? Blessing  is a poem which creates a celebratory scene as well as being ominous and disturbing. Under the visible good fortune and exhilaration of the scene are darker ideas about the poverty and the religious expression of the people in the poverty ridden suburbs of large third world cities, originating from Imtiaz Dharker's firsthand experience of living in India during the dry season and witnessing the suffering. Imtiaz Dharker uses effective purposeful structure to the poem to give it strength to be able to convey the poem's underlying ideas.She uses four stanzas with deliberate use of varied length sentences. When the sentences are short, early on in the poem, it's used to show the lack of water by contrasting it with the long flowing sentences when its talking about the presences of water. This is achieved by the long flowing sentences evoking the idea of water flowing in the s tanza contrasting with the extensive use of full stops in the beginning of the poem. A clear example of this is found The poet also uses alliteration to emphasise particular words and phrases. She uses it to bring attention to the lack of water in the line â€Å"the small splash†.The sibilance draws the reader's attention to the small splash which contributes vitally to the overall imagery of a parched land. Another use of alliteration, which also is sibilance, is â€Å"sometimes, the sudden rush of fortune†. This emphasises the word â€Å"sudden†, which creates a clearer view of how abrupt the â€Å"rush of fortune† is. The poet uses monosyllables to contribute toward the image of water. The line â€Å"the drop of it† is used as the monosyllables literally create the sound of the water dripping. This is a very effective technique as it adds aural depth to the poem, thus making the poets views easier to transfer to the reader.Another use of structu re to create an effect is the poetic use of rhyme to generate a powerful impact by creating links between words thus reinforcing their main points. â€Å"pod† in the opening line is rhymed with â€Å"god† the last word the second stanza, which creates a link between the two words. It shows how both God and a pod, which immediately conjures up an image of a pea pod, bring life. The poet uses an iambic rhythm in â€Å"blessing†, which means a stable,  regular  rhythm that alternates stressed and unstressed syllables in a fixed pattern.This then provides a sturdy backbone to the poem which allows for it to flow and be aurally pleasant which allows for the reader to be able to delve deep into reading between the lines. Iambic rhythm is the rhythm used in normal speech which is the reason why the poem flows so well. Another use of structure used by the poet is the intentional use of enjambment to create a flowing effect to the poem during the third and forth stan zas when the poet is writing about the presence of water. This creates a flowing rhythm which creates thoughts of water flowing, which happens when a body of water is travelling, like a river.The poet also uses language to evoke emotions in the reader. A strong and effective use of language is the religious implications of water to the people. The poem features the line â€Å"the voice of a kindly god† which is in relation to the gift of water. This is comparing the little water they are receiving to a god, which is god rather than God due to a variety of religions being present in those areas, due to the enormity of their need for water. The idea of idolising water is returned to towards the end of the poem in the line â€Å"the blessing sings over their small bones†.The prospect of a blessing being sung over something is easily related to evangelical Christians singing their gospels and other religious communities expressing their faith through the medium of song. Th ere is also a clear association between water and currency in the poem, as water in that type of situation is as important to the people as money. When the water pipeline owned by the council burst, it is defined as a â€Å"sudden rush of fortune†. This can be taken two ways, firstly it could mean a rush of luck as the inhabitants really benefited from it.Or secondly it can be taken as a rush of currency if â€Å"fortune† is taken as an a large amount of money or assets, as defined by the compact oxford English dictionary. This shows that the poet believes that water to these people is worth a great deal of money. Another comparison of water to currency comes quickly chronologically, with the water from the pipe being referred to as â€Å"silver†. Apart from the obvious fact that water appears to be silver in colour due to waters critical angle of around 49? , it is also due to silver being a precious metal and then relating the preciousness of the ilver in rega rd to the water. As silver is such an expensive precious metal, the metaphor implies that water is essential to people suffering a water deficit. Finally the poet uses phrases which can be interpreted slightly differently but all contributing to the same effect thus creating a deeper and richer meaning to the phrase. This is demonstrated in the line â€Å"the skin cracks†. This is clearly about the shortage of water but it can be viewed in three different ways. Firstly it could mean that the skin of the people are cracking due to dehydration which happens in poverty stricken areas suffering draught.Secondly, it could be regarding the skin around the pod of crops. In place where there is a draught, crops often fail by shrivelling up and cracking into a black dust. Finally, the cracking could be down to the ground drying and therefore shrinking and leaving large cracks in the ground, which has now become an iconic image of a draught. To conclude, Imtiaz Dharker uses a variety i f techniques regarding the structure and language used to create and awareness of how precious water is. It shows how even though we have an abundance, millions of people in the world are desperate for the same luxury.

Leadership Essay Example | Topics and Well Written Essays - 500 words - 3

Leadership - Essay Example As mentioned above, schools obviously function as an open system, taking input from the environment, putting it through a transformative process and producing the changed product back into the environment. The second major frameworks schools function in is rational. A rational system is a system which attempts to achieve a specific goal with maximum efficiency. Though schools have a wide variety of goals, they are often very specific: they want to educate students to the point that they meet required standards (whether the standards are set by a school board, an accredited body, or the school itself). They seek to give students a balanced life, by providing access to education (in the form of physical education classes) and food along with academic pursuits. So clearly schools meet the first part of the definition of a rational system: they have specific goals. Schools also try to meet these goals in as efficient methods as possible; they employ teachers with enough experience to cov er multiple subject areas (such as physical education and another subject), they try to economize by using textbooks which will not become outdated quickly or can be used for multiple classes. So clearly they meet the second definition of a rational system.

Summer Camp Vacation Essay Example | Topics and Well Written Essays - 1000 words

Summer Camp Vacation - Essay Example But when it comes to children living in foster care, having no real families to bond with they feel isolated and ignored. Therefore, we have programmed a three months free summer vacations camp for 50 children, to support foster parents who cannot afford to plan such involving activities for their adopted children that aim to keep them connected, busy and thus happy, by the help of our volunteer sponsors. Imagine that one day a stranger come and drag you out of your own home, separating you from your family, your room, your pets and your belongings, throw you into the car’s back seat and drives you to some strange place. Now it’s not been more than a day and you are again taken by another stranger to another new place†¦and you are only 5 years old!!! The foster care society helps such disturbed and misplaced children to accept, adjust and feel comfortable by giving them yet not another â€Å"stranger† to add into their lives but a â€Å"family† to bind with, parents to love and siblings to relate to. It also provides the support to the foster parents to â€Å"own† these kids and not only â€Å"adopt† them. We have been working since many years to provide such kids not only a shelter but a place that they call â€Å"home†. Our majority finances are provided by the government under its donations policy and from generous people like you who are ready to provide little comfort and contribute a small smile in the lives of others. You have a chance to be that special someone who could make a little change to the lives of these innocent souls. You could be that magic which brings smiles to their face, contribute a little towards giving them a better life and ultimately to give this society civilized individuals, the society that you, we and our children lives in! Let’s make this society a better place for our coming generations to live and let’s join hands in this noble mission and be a light of hope for them. Let’s make them better humans and not

Phonological aspect of English teaching and learning Research Proposal

Phonological aspect of English teaching and learning - Research Proposal Example In teaching process much depends on a teacher of foreign language and what English is taught and spoken by the teacher. Nowadays, interest rises in the sphere of phonology and phonetics, as growing number of English speakers of outside the cycle and expanding cycle globally leads to modification of original English under the influence of globalization. It is necessary to analyze this issue on the Arabic learners of English language. (Abd-Elbasseer, Barakat, 2007) The matters of mother tongue influence and its avoiding while learning English of what and how to teach are one of the most discussed ones, both from the students’ and the teachers’ sides. English learning is a wide field of research, especially because of there are several variants of English, and each is considered to be right by its speakers. English teaching methodology has proved the fact of mother tongue influence on English learning statement. (Kavaliauskiene, G., 2009). Mother tongue influences foreign language as the learner tends to compare what to teach to the mother tongue, and all the information received is analyzed and digested from the point of view of differences between these two languages. When pronouncing the sounds of English, vowels and consonants of the mother tongue make the basis for the sounds studied which is incorrect and needs remediation in the process of studying. (Kavaliauskiene, 2009).

Bereavement care Assignment Example | Topics and Well Written Essays - 2500 words

Bereavement care - Assignment Example In the wake of the same, different cultures carry out different ritual acts in alleviating the effects of a loss and creation of resilience. Rituals play a great deal of functions in the life of a person subjected to the given tragedy. Medically, the rituals act as therapeutic step. There are several rituals depending on the society that is concerned with the issue. One of them is the funeral of a deceased person. Funeral as a ritual is carried out differently in the different societies. For instance, in the western world, there is usually a high sense of cultural differences and these would to a large extend be dictated by the specific culture. Funeral home visits with a casket among the western nations; a catholic wake as well as a Shiva among the Jews is some of the rituals. What function do these serve? There are rituals that are also part of other rituals. A funeral service is a greater ritual that is carried by most groups in the world. One of the roles of a funeral and its sub -rituals is that it creates admissibility and appreciation in the hands of the bereaved. Many people according to Bonnano have had to appreciate the fact that so many mourners can turn up to witness the burial of someone in the society. Finality of the death is therefore appreciated and realized at that instance. Burial or cremation is also a ritual that must be carried out to a dead person. Burials witness a lot of activities. These activities just like the whole funeral process are supposed to create an acceptable situation of the reality of the matter (Cecilia & Thomson, 2005). In the western societies for instance, most of the actions are leveled towards creation of acceptance in the victims who suffer from denials instead of carrying out unwarranted practices. Therefore, all the rituals and behaviors are supposed to create a transition and actually the witness of a behavior is usually an indication that the transition is being successfully implemented. Different societies defin e the expected behavior in a funeral differently. The basis of the behavior is based on the traditional and historical facts that have been followed over the generations (Bonanno, 2009). A great deal of knowledge about emotions is a strong issue when it comes to dealing with resilience at any stage. Much of the western world would therefore have a very personalized approach to issues of resilience than the other parts of the world. Therefore, there is no conditioned definition of the expected behavior in a society but it is based on the type of culture that has been cultivated over the generations. Bonanno’s View of Resiliency and Grief Grieving as a way related to resilience is a process in the recovery process. Grieving is suffering due to any reason that would take resilience to recover back to normalcy. Grief is an emotion that is strong and overwhelming mostly caused by an unfortunate happening. During grieving, there is a high sense of symptomatic experiences that go wi th the situation and is highly dependent on the strength of the loss incurred. The victims experience a lot of numbness and there’s a total removal from the daily life. This daily life includes social life and therefore, there is support that is required to make sure that the victim recovers completely. The response of the experts to the situation of grieving

Financial Statement Analysis Research Paper Example | Topics and Well Written Essays - 1500 words

Financial Statement Analysis - Research Paper Example It provides awareness to the investors in that guide them in making important investment decisions. The analysis of the firm will reveal its financial background, operating efficiency, liquidity position, and profitability, going concern, and capital structure and gearing position. Industry analysis facilitates the understanding of the operating environment, identification of external threats and opportunities for investment, analysis of trends within the industry and the general performance of the industry. The Yum! Brands Inc. is a fast food restaurant incorporated in 1927. The company establishes, operates, franchises and licenses a global system of restaurants, which make, pack and sell a menu of priced food commodities. The company has three powerful brands, TACO Bell, KFC and Pizza Hut, which has continuously sustained its profitability over the years. Over the years, the company has reported increase in turnover, profits and returns to shareholders. The earnings per share of the company has an upwards trend for the past eight years with the exception of 2013 when the earnings dropped significantly (Morningstar Inc., 2014). The company’s growth is driven by its powerful brands, superior marketing strategies, breakthrough innovations and competing values, and venturing into new markets (Yum! Brands Inc., 2014). The restaurant business in the U.S is highly competitive with major multinational companies such as Yum! Brands, Starbucks, McDonald’s, Wendy’s, and Chipotle. Personal income, demographics and consumer tastes and preferences drive demand in this industry. Individual entities in the industry have varied profitability levels. Whereas the quick-service restaurants rely on high-volume turnover and efficient operations, the full-service restaurants rely on effective marketing and high-margin items. This industry is experiencing an upward growth trend in sales, profitability and shareholders returns over the years

Humanities and film Essay Example | Topics and Well Written Essays - 500 words

Humanities and film - Essay Example In other words, the moving images we see on film largely represent a filmmaker’s vivid imaginations and creative expression resulting to an artistic creation. Consequently, this depiction of feelings and ideas through film affect our emotion and move us; so much so that it enables us to reflect about the condition of our own existence and time here on earth. Indeed, what makes film a significant art form is that it reveals an artist’s portrayal of an idea or situation that deeply touches our humanity. A filmmaker’s task goes beyond recording footages and presenting them to general viewers. Like any form of art, film making involves a rigorous task of carefully choosing the right composition of shots and capturing vivid emotions to achieve the desired cinematic movement and expression. In this way, film enables us to reveal our humanity because it allows us to relate and reflect on the moving pictures shown to us on screen. When we watch a film, it shows that we are human beings with fragile emotions when we start to cry over a dramatic act or laugh at a funny scene. Our emotions are impulsively reacting what to what we see – which is merely the result of a filmmaker’s artistic expression and interpretation of a narrative plot. Moreover, the significance of film in the study of humanities is revealed on how stories are created and interpreted to reveal our human condition. Some films tell stories that depict our present reality, in such a way that its primary purpose is to mirror what is going on in our society. On the other hand, some films revolve around our imaginations which describe stories about the â€Å"dream life of our culture† (Wall, 1998, p.1). Because human stories and aspirations are depicted on film, we are able to transport ourselves into a different place and see how other individuals live. By seeing a different perspective on

Biological principles Term Paper Example | Topics and Well Written Essays - 1500 words

Biological principles - Term Paper Example Simply put, all cells have basic molecular mechanisms to synthesize or absorb nutritional elements such as carbohydrates and proteins, are surrounded by a protective layer of membrane so as not to let foreign material invade them and comprise of a genetic structure that regulates their function and aids in proliferation (Gunning & Steer, 1996). Depending on the structure and functional differences, these cells can be classified into two types: prokaryotic cells and eukaryotic cells. The word ‘karyon’ means nucleus, therefore the word ‘prokaryotic’ means before nucleus- that is they do not have a nucleus, and ‘eukaryotic’ means comprising of a true nucleus. Prokaryotic organisms are always single cellular and mostly bacteria, as contrasted to the single or multicellular eukaryotes in the form of protists, fungi, plants and animals (Black, 2008). Prokaryotic and eukaryotic cells, although mostly different do have some similarities. Both of the types of cells comprise of a cell membrane, that limits the extent of the cells of both types (Black, 2008), by holding in cytoplasm and organelles. Both prokaryotic and eukaryotic cells are also similar due to the fact that they comprise of genetic material in their cells in the form of DNA (Black, 2008), which makes them capable of replicating, thus resulting in the proliferation of cells. Structurally, the prokaryotic and eukaryotic cells can be divided into their genetic and reproductive structures, and extracellular and intracellular structures (Black, 2008). The genetic material in both the types of cells is similar, however eukaryotes comprise of a double-membrane bounded nucleus that the prokaryotes do not have (Perry etal., 2013). The difference also lies in the shape of the DNA, the prokaryotic DNA is circular in shape whereas the eukaryotic DNA is in the form of multiple strands of the DNA molecule wrapped around proteins and organized in the

Can Religious and Political Groups Combine Essay Example for Free

Can Religious and Political Groups Combine Essay Can Religious and Political Groups Combine? page 1 Denise Rodriguez Can Religious and Political Groups Combine? Eng 122 Composition II Instructor Schmidt 5/6/2013 page2 Outline I. The balance of politics and spiritual groups i. Can Spiritual groups and politics be combined? ii. Can politics and spiritual groups balance together? II. The combination of political and religious groups. i. How politics can affect a congregation? ii. Politician and pastor relationship. III. Affects of politics against religion iii. Law passing religions are against. iv. Politics advocates don’t have the same meaning as religious groups. IV. Conclusion i. Reason for political and religious groups can combine. Running Head: Can Religious and Political GroupsCombine? page3 CAN RELIGIOUS AND POLITICAL GROUPS COMBINE? Organized religious groups can be political advocates as well as tend to spiritual needs of people. There is a possibility that they will strike a balance. Religion is a way of life, a cultural behavior. People work in their churches and live through the laws of the practice. Political advocate is the act of  pleading  or arguing a case or a position; forceful persuasion The Fee Dictionary, Farlex, 2013). Politics and religion are equally influential. It will be possible for the two to strike a balance and cannot be combined. Christian Cultural Center (CCC) on several Sunday’s there has been several visits from different political parties. Mayor Bloomberg has visited the church on many occasions. CCC is a spiritual environment where people go to learn the word of God. Pastor A. R Bernard stated in the daily news blog. â€Å"I’m not driven by political ambitions. It would be motivated by my love and concern for this city. I have 35,000 members who will be impacted by whatever happens,† The effects of his candidacy in the running for Mayor in the U. S. may have had an effect on his congregation. If Pastor Bernard were to lose, it may not have an impact on the church. If he were to win the church would no longer have him as a religious leader. To become a Mayor requires the person to be available for to work with the government, to better New York A. R. Bernard backs up Mayor Bloomberg along with several other pastors. Such as Rev. Timothy Birkett, â€Å"We have to come to his foundation sooner or later,† said the Rev. Timothy Birkett, pastor of the Church Alive Community Church in the Bronx, who is backing the mayor this year. â€Å"We hope that he will be receptive. † There are so many different types of religious practices that it would be difficult to incorporate them all. If politicians were to include one of many, that religious group would have an advantage over all the rest. The complications of political and religious groups combining, is the passing of laws that religions are against. Two of the most sensitive subjects are same sex marriage and abortion. Currently there are several states that allow same sex marriage while religions like Christianity are against them, as explained in the Holy Bible. The government states that a fetus is not considered a baby until it has been born. There are issues that have been raised from abortion. Under Colorado law, a fetus is not a person and plaintiffs claims for wrongful death must therefore be dismissed, the hospital argued. A 7 month pregnant mother and her Running Head: Can Religious and Political GroupsCombine? Page4 twins died at a catholic hospital in Nashville, Tenn. The doctors did not perform an emergency cesarean and ended in death of the mother and her two unborn children. The hospital would not speak publicly about the case that went in front of a judge. A hospital may not be a political or a spiritual facility, the issue of the hospital being a catholic hospital that abides by the bible and refused to perform an abortion on the mother to be. Simply because of what the BIBBLE says about it being a sin. Deuteronomy 5:17   Thou shalt not kill. Numbers 12:12   Let her not be as one dead, of whom the flesh is half consumed when he cometh out of his mothers womb. Political and religious groups are balanced in the way people follow what they believe in. Every group has a leader and rules to follow, whether it’s for the whole country or for people who share the same beliefs. If all religions had the same laws as politics, maybe they can be combined. CCC church is a church of political advocates. There are political parties from all over, which are involved in the church or even just with A. R. Bernard. Several other pastors around the world all commend Mayor Bloomberg for his involvement in the churches as well as how much money he has donated to the churches. Even after poster Bernard decided not to run for Mayor. He still continues to keep in communication with politicians. Known for its institutions of politics, finance, fashion and media, it is also one of the most religiously diverse cites in the world. Without that diversity, from small storefronts to large mega ministries, over 7600 churches in Christian ministry throughout the five boroughs. Religious groups can be political advocates, just like Christian Cultural Center. Both groups may have different values when it comes to law decisions. They are both groups with a great deal of influence on the public and religious groups vote for political parties to run New York. It is important for religious groups to keep involvement in politics, because it is what makes the state what it is. There are laws to abide by and reasons to continue to reach out to others as one. Resources Bible Verses about Abortion from the King James Version (KJV) by Relevance http://www. kingjamesbibleonline. org/Bible-Verses-About-Abortion/ Christian Cultural Center http://cccinfo. org/ Daily News http://www. nydailynews. com/news/rev-bernard-christian-cultural-center-set-endo se-mayor-bloomberg-3rd-term-article-. 370774 http://www. nytimes. com/2009/10/29/nyregion/29ministers. html? pagewanted=allamp;_r=1amp; HighBeam Research http://www. highbeam. com/doc/1G1-293418641. html Stassen, G. (2008, Senator obama: Add healing to your message. Tikkun,  23, 44-46. Retrieved from http://search. proquest. com/docview/212256663? accountid=32521 The Fee D ictionary, Farlex, 2013 http://legal-dictionary. thefreedictionary. com/Political+advocacy USA Today http://www. usatoday. com/story/news/nation/2013/01/24/fetuses-not-people-catholic-hospital-says-in-court-case/1863013/

Dialog Different Means of Travelling Essay Example for Free

Dialog Different Means of Travelling Essay L – daughter O – father S – mother S: Darling, wherere you? Weve already been sitting here for 20 minutes. Come on! Leave your  «Babe » for a while. Its important! L: Yeah, daddy, please. Im very tired and I want to snooze (Ð ²Ã ·Ã ´Ã'€Ð µÃ ¼Ã ½Ã'Æ'Ã'‚Ã'Å'), but mom said that I wouldnt go to bed until we came to an agreement. O: All right, all right. Im here.  «Babe », Ill be back soon. S: Oh, your car wont disappear unlike us. If you want to stay at home with your dear bucket (Ð ³Ã'€Ã'Æ'Ð ´Ã ° Ð ¼Ã µÃ'‚Ð °Ã »Ã »Ã ¾Ã »Ã ¾Ã ¼Ã °), I can easily arrange it for you, and we with Susan will travel the world alone. O: Oh, women-women, what a wet blanket they are! (Murmuring) L: Daddy, weve heard every word youve said. S: Well, we have to define 2 main points: the first one is where to go and the second one is which means of travelling to choose. O: As for me, theres nothing better than to travel by car – a good, fast car, I mean. When youre in a plane or smth like that you have to be driven by someone else, but travel by car is a more personal experience, for there you can drive yourself. S: Darling, your racers past wont live till your death. How could you be so bigoted? You cant stop thinking about your racing car even for a minute! L: Mom, I think that you too exaggerate. Dont be jealous. I absolutely agree with dad. What can be better than a spin in his car at a weekend! What a thrill its to feel the car rush forward and to feel the wind in your face! S: Sweetie, I know that car has a plenty of advantages, for example, it gives a possibility to go as slowly, or as fast as you wish, stop when and where you choose, get out at any time and walk where you like, but it has some disadvantages too. O: Can you tell them to us, please? Im sure that youre going to recollect our last trip to Wales by car that was 10 years ago! Am I right? S: As always! I remember quite well how we got stuck in the mud and then got a flat tyre. Besides it was a real torture to ride on a bumpy road and had no conveniences at hand. L: Its true, dad, nowadays therere speed limits practically everywhere, and so we wont be able to experience the real joy of speed. Moreover, therere numerous traffic jams, hold-ups and round-abouts on the roads, so our journey will be  very slow. S: And despite of the absence of timetable, which is so hateful for me, I want all of us to have a pleasant and interesting rest and car, unfortunately, isnt the best variant, because it can be extremely tiring for you. O: So kind of you to take care of me in such a way. So lets choose some other alternative. What do you think about travelling by plane? L: Its cool! Im simply fascinated by this means of transport. Its the fastest and the most convenient one, I think. We can travel to any part of the world, even to New Zealand. I want to see kiwi bird with my own eyes. Its a national symbol of this country. S: Im very glad that my family isnt airsick, but youve forgotten about me. O: No, we havent. Youre not airsick too and you cant be, because youre a flight attendant, my darling. Besides, itll be very easy for you to arrange our flight and maybe well have some discounts from your airline. S: You both are impossible. I want to recharge my batteries too and to have a rest from my work, from airplanes, from hitting air-pockets, from lots of registration formalities. And dont you know that this means of transport depends on the weather greatly. L: We know, mommy. Dont worry; we wont travel by plane this time. Still, we dont have a great desire to contact with new problems and as you always say, Heathrow has a plenty of them – too many people, too many planes and too much crime. S: Thank you very much for your understanding. And what is your opinion about travelling by ship, to Spain, maybe or somewhere else? Weve never been on a voyage. Besides as far as I remember therere more than 10 major ports in Britain. O: And I know that sea passengers can use roll-on-roll-off ferries, hovercrafts, hydrofoils and high-speed catamarans. I reckon that travelling with the help of such unusual means of transport will be very exciting. L: And Id like to see those colossal ships, I dont remember their name†¦ S: Cruisers, I suppose†¦ L: Yes, mom thanks. So Id like to see cruisers from the landing-stage along the quay, to stand on the top deck and imagine that I’m Rose, the main heroine of the film  «Titanic ». O: Susan Brown! Youre too young for this kind of adventures and tragic love! All in all, youre not adult enough to have a boyfriend! L: Nothing serious, it was just a little joke, but it was so laughable to see your eyes which were those of a frightened child, and by the way, daddy, Im 14. S: Sweetie, stop making fun of your father. We both  are in anxiety about you. But lets return to travelling by ship. Im sure that breathing a fresh air and admiring sunsets will return a good condition to our nerves and health. O: Darling, thats all very nice, but Im not sure about the possible cost of such voyage. It seems to me that itll be very high, because therere a lot of activities for recreation and entertainment, good conveniences and so on. L: What are you driving at, daddy? Ive always thought that we have enough money to afford this. Am I right? O: Yes, of course, but your mother wanted to make renovations not so long ago. So I guess that too big expenses are unnecessary now. S: Well-well-well. Its clear for me that theres smth else in what youre saying. Im almost sure that your  «Babe » has gone dead on you again and you need a repair part. Is it true? O: Hmmm†¦ Yes (sadly), its true. L: And what is wrong with it now? O: Headlights and rear light have broken down. L: What a pity, daddy. S: Well, I think that your car and my renovations will wait for some time. We wont need them during our holiday. So its settled, lets travel by ship and itll be unforgettable. L: Oh, my God! Mom! Dad! O: What, sweetie? L: It has just come to my mind that I can probably get seasick and not only I but all of us, because weve never experienced it. And if it really be so, our pleasant holiday will become exhaustion for us. I dont want see pink elephants and to suffer from dizziness and nausea at all. O: What a bad fortune! We cant risk, so we have to choose smth else. What do you think about hitch-hiking? Its the cheapest kind of travelling. S: The cheapest one? Ive said that your car will wait. Moreover, its very dangerous and I dont want to be killed or robbed. Therere a lot of mad people everywhere. L: Yeah, dad, besides well have to walk for some time, but my leg still hurts a little bit, as you remember Ive broken it 2 months ago. O: Well, I admit that Ive blundered out (Ã' Ã ºÃ °Ã ·Ã °Ã'‚Ã'Å' Ð ³Ã »Ã'Æ'Ð ¿Ã ¾Ã' Ã'‚Ã'Å'). So there is one more option travelling by plane. Ill be very grateful if itll suit us and satisfy all our requirements. S: First of all, I think that its very convenient and safe. Secondly, I dont want to hustle and rush somewhere, so  train is an excellent variant, because it provides calm and comfortable journey notwithstanding Ill have to keep to the timetable again. L: And from the history lesson I know that in the end of the 20th century the railway underwater tunnel, the Channel Tunnel, was opened. And it takes only 25 minutes to travel by train from Britain to France. Isnt it awesome? O: Of course, sweetie, besides we can take a train from 2 international railway stations in London – Waterloo and St. Pancras. I hope that well be able to buy tickets at a reasonable price. S: Surely, well exactly have a discount for our daughter. O: That sounds great, but I also think that wed better buy a full compartment in order to escape from fellow passengers and crowded corridor, if well travel at a long distance. L: Good idea, dad! So fortunately, weve come to an agreement. In train we wont get sick, wont spend too much money, wont waste our nerves and well be able to travel around all Europe and wont disturb my poor leg. O: So I can return to my  «Babe ». Im going†¦ S: And we can go to the travel agency after you take a nap (Ð ²Ã ·Ã ´Ã'€Ð µÃ ¼Ã ½Ã'Æ'Ã'‚Ã'Å'). L: All right. Lets go.

Prospects of Insurance | Insurance Business Analysis

Prospects of Insurance | Insurance Business Analysis This is the law of nature that people have to live and play with hazards and to some extent insurance policy can free people from those frustrations. Even if this is true, people of Bangladesh still dont prefer to insure themselves. One may think that the people of Bangladesh are risk lover; on the other hand other may contradict by saying that their low purchasing power doesnt permit them to avail insurance policy. Here we will try to find out the problems of insurance business in Bangladesh and will try to suggest some steps for overcoming these problems. What is insurance? Insurance in its basic form is defined as A contract between two parties whereby one party called insurer undertakes in exchange for a fixed sum called premiums, to pay the other party called insured a fixed amount of money on the happening of a certain event. In simple terms it is a contract between the person who buys Insurance and an Insurance company who sold the Policy. By entering into contract the Insurance company agrees to pay the Policy holder or his family members a predetermined sum of money in case of any unfortunate event for a predetermined fixed sum payable which is in normal term called Insurance Premiums. Insurance is basically a protection against a financial loss which can arise on the happening of an unexpected event. Insurance companies collect premiums to provide for this protection. By paying a very small sum of money a person can safeguard himself and his family financially from an unfortunate event. For Example if a person buys a Life Insurance Policy by paying a premium to the Insurance company , the family members of insured person receive a fixed compensation in case of any unfortunate event like death. There are different kinds of Insurance Products available such as Life Insurance , Vehicle Insurance, Home Insurance, Travel Insurance, Health or Mediclaim Insurance etc. Types of Insurance Any risk that can be quantified probably has a type of insurance to protect it. Among the different types of insurance are: Automobile insurance, also known as auto insurance, car insurance and in the UK as motor insurance, is probably the most common form of insurance and may cover both legal liability claims against the driver and loss of or damage to the vehicle itself. Over most of the United States purchasing an auto insurance policy is required to legally operate a motor vehicle on public roads. Recommendations for which policy limits should be used are specified in a number of books. In some jurisdictions, bodily injury compensation for automobile accident victims has been changed to No Fault systems, which reduce or eliminate the ability to sue for compensation but provide automatic eligibility for benefits. Boiler insurance (also known as Boiler and Machinery insurance or Equipment Breakdown Insurance) Casualty insurance insures against accidents, not necessarily tied to any specific property. Credit insurance pays some or all of a loan back when certain things happen to the borrower such as unemployment, disability, or death. Financial loss insurance protects individuals and companies against various financial risks. For example, a business might purchase cover to protect it from loss of sales if a fire in a factory prevented it from carrying out its business for a time. Insurance might also cover failure of a creditor to pay money it owes to the insured. Fidelity bonds and surety bonds are included in this category. Health insurance covers medical bills incurred because of sickness or accidents. Liability insurance covers legal claims against the insured. For example, a homeowners insurance policy provides the insured with protection in the event of a claim brought by someone who slips and falls on the property, and brings a lawsuit for her injuries. Similarly, a doctor may purchase liability insurance to cover any legal claims against him if his negligence (carelessness) in treating a patient caused the patient injury and/or monetary harm. The protection offered by a liability insurance policy is two-fold: a legal defense in the event of a lawsuit commenced against the policyholder, plus indemnification (payment on behalf of the insured) with respect to a settlement or court verdict. Life insurance provides a cash benefit to a decedents family or other designated beneficiary, and may specifically provide for burial and other final expenses. Annuities provide a stream of payments and are generally classified as insurance because they are issued by insurance companies and regulated as insurance. Annuities and pensions that pay a benefit for life are sometimes regarded as insurance against the possibility that a retiree will outlive his or her financial resources. In that sense, they are the complement of life insurance. Total permanent disability insurance provides benefits when a person is permanently disabled and can no longer work in their profession, often taken as an adjunct to life insurance. Locked Funds Insurance is a little known hybrid insurance policy jointly issued by governments and banks. It is used to protect public funds from tamper by unauthorised parties. In special cases, a government may authorize its use in protecting semi-private funds which are liable to tamper. Terms of this type of insurance are usually very strict. As such it is only used in extreme cases where maximum security of funds is required. Marine Insurance covers the loss or damage of goods at sea. Marine insurance typically compensates the owner of merchandise for losses sustained from fire, shipwreck, etc., but excludes losses that can be recovered from the carrier. Nuclear incident insurance damages resulting from an incident involving radioactive materials is generally arranged at the national level. (For the United States, see Price-Anderson Nuclear Industries Indemnity Act.) Political risk insurance can be taken out by businesses with operations in countries in which there is a risk that revolution or other political conditions will result in a loss. Professional Indemnity Insurance is normally a mandatory requirement for professional practitioners such as Architects, Lawyers, Doctors and Accountants to provide insurance cover against potential negligence claims. Non licensed professionals may also purchase malpractice insurance, it is commonly called Errors and Omissions Insurance and covers a service provider for claims made against them that arise out of the performance of specified professional services. For instance, a web site designer can obtain EO insurance to cover them for certain claims made by third parties that arise out of negligent performance of web site development services. Property insurance provides protection against risks to property, such as fire, theft or weather damage. This includes specialized forms of insurance such as fire insurance, flood insurance, earthquake insurance, home insurance, inland marine insurance or boiler insurance. Terrorism insurance Title insurance provides a guarantee that title to real property is vested in the purchaser and/or mortgagee, free and clear of liens or encumbrances. It is usually issued in conjunction with a search of the public records done at the time of a real estate transaction. Travel insurance is an insurance cover taken by those who travel abroad, which covers certain losses such as medical expenses, lost of personal belongings, travel delay, personal liabilities.. etc. Workers compensation insurance replaces all or part of a workers wages lost and accompanying medical expense incurred due to a job-related injury. A single policy may cover risks in one or more of the above categories. For example, car insurance would typically cover both property risk (covering the risk of theft or damage to the car) and liability risk (covering legal claims from say, causing an accident). A homeowners insurance policy in the US typically includes property insurance covering damage to the home and the owners belongings, liability insurance covering certain legal claims against the owner, and even a small amount of health insurance for medical expenses of guests who are injured on the owners property. Potential sources of risk that may give rise to claims are known as perils. Examples of perils might be fire, theft, earthquake, hurricane and many other potential risks. An insurance policy will set out in details which perils are covered by the policy and which are not. History of Insurance business in Bangladesh: Insurance is not a new business in Bangladesh. Almost a century back, during British rule in India, some insurance companies started transacting business, both life and general, in Bengal. Insurance business gained momentum in East Pakistan during 1947-1971, when 49 insurance companies transacted both life and general insurance schemes. These companies were of various origins British, Australian, Indian, West Pakistani and local. Ten insurance companies had their head offices in East Pakistan, 27 in West Pakistan, and the rest elsewhere in the world. These were mostly limited liability companies. Some of these companies were specialised in dealing in a particular class of business, while others were composite companies that dealt in more than one class of business. The government of Bangladesh nationalised insurance industry in 1972 by the Bangladesh Insurance (Nationalisation) Order 1972. By virtue of this order, save and except postal life insurance and foreign life insurance companies, all 49 insurance companies and organisations transacting insurance business in the country were placed in the public sector under five corporations. These corporations were: the Jatiya Bima Corporation, Tista Bima Corporation, Karnafuli Bima Corporation, Rupsa Jiban Bima Corporation, and Surma Jiban Bima Corporation. The Jatiya Bima Corporation was an apex corporation only to supervise and control the activities of the other insurance corporations, which were responsible for underwriting. Tista and Karnafuli Bima Corporations were for general insurance and Rupsa and Surma for life insurance. The specialist life companies or the life portion of a composite company joined the Rupsa and Surma corporations while specialist general insurance companies or the genera l portion of a composite company joined the Tista and Karnafuli corporations. The basic idea behind the formation of four underwriting corporations, two in each main branch of life and general, was to encourage competition even under a nationalised system. But the burden of administrative expenses incurred in maintaining two corporations in each front of life and general and an apex institution at the top outweighed the advantages of limited competition. Consequently, on 14 May 1973, a restructuring was made under the Insurance Corporations Act 1973. Following the Act, in place of five corporations the government formed two: the sadharan bima corporation for general business, and jiban bima corporation for life business. The postal life insurance business and the life insurance business by foreign companies were still allowed to continue as before. In reality, however, only the american life insurance company. continued to operate in the life sector for both new business and servicing, while three other foreign life insurance continued to operate only for servicing their old policies issued during Pakistan days. Postal life maintained its business as before. After 1973, general insurance business became the sole responsibility of the Sadharan Bima Corporation. Life insurance business was carried out by the Jiban Bima Corporation, the American Life insurance Company, and the Postal Life Insurance Department until 1994, when a change was made in the structural arrangement to keep pace with the new economic trend of liberalisation. The Insurance Corporations Act 1973 was amended in 1984 to allow insurance companies in the private sector to operate side by side with Sadharan Bima Corporation and Jiban Bima Corporation. The Insurance Corporations Amendment Act 1984 allowed floating of insurance companies, both life and general, in the private sector subject to certain restrictions regarding business operations and reinsurance. Under the new act, all general insurance businesses emanating from the public sector were reserved for the state owned Sadharan Bima Corporation, which could also underwrite insurance business emanating from the private sector. The Act of 1984 made it a requirement for the private sector insurance companies to obtain 100% reinsurance protection from the Sadharan Bima Corporation. This virtually turned Sadharan Bima Corporation into a reinsurance organisation, in addition to its usual activities as direct insurer. Sadharan Bima Corporation itself had the right to reinsure its surplus elsewhe re outside the country but only after exhausting the retention capacity of the domestic market. Such restrictions aimed at preventing outflow of foreign exchange in the shape of reinsurance premium and developing a reinsurance market within Bangladesh. The restriction regarding business placement affected the interests of the private insurance companies in many ways. The restrictions were considered not congenial to the development of private sector business in insurance. Two strong arguments were put forward to articulate feelings: (a) Since the public sector accounted for about 80% of the total premium volume of the country, there was little premium left for the insurance companies in the private sector to survive. In this context, Sadharan Bima Corporation should not have been allowed to compete with the private sector insurance companies for the meagre premium (20%) emanating from the private sector; (b) Being a competitor in the insurance market, Sadharan Bima Corporation was hardly acceptable as an agency to protect the interests of the private sector insurance companies and should not have retained the exclusive right to reinsure policies of these companies. The arrangement was in fact, against the principle of laissez faire . Private sector insurance companies demanded withdrawal of the above restrictions so that they could (a) underwrite both public and private sector insurance business in competition with the Sadharan Bima Corporation, and (b) effect reinsurance to the choice of reinsurers. The government modified the system through promulgation of the Insurance Corporations (Amendment) Act 1990. The changes allowed private sector insurance companies to underwrite 50% of the insurance business emanating from the public sector and to place up to 50% of their reinsurance with any reinsurer of their choice, at home or abroad, keeping the remaining for placement with the Sadharan Bima Corporation. According to the new rules the capital and deposit requirements for formation of an insurance company are as follows: Capital requirements: for life insurance company Tk 75 million, of which 40% shall be subscribed by the sponsors; for mutual life insurance company Tk 10 million; for general insurance company Tk 150 million, of which 40% shall be subscribed by the sponsors; and for cooperative insurance society Tk 10 million for life and Tk 20 million for general. Deposit requirements (in cash or in approved securities): For life insurance Tk 4 million; for fire insurance Tk 3 million; for marine insurance Tk 3 million; for miscellaneous insurance Tk 3 million; for mutual insurance company Tk 1.4 million; and for cooperative insurance society, in case of life insurance Tk 1.4 million, and in case of general insurance Tk 1 million for each class. The government guidelines for formation of an insurance company are: (1) The intending sponsors must first submit an application in prescribed form to the Chief Controller of Insurance for prior permission. (2) After necessary scrutiny the Chief Controller shall forward the application with his recommendation to the Ministry of Commerce. (3) After further scrutiny, the Ministry of Commerce shall submit its views to the Cabinet Committee constituted for this purpose. (4) The decision of the Committee, if affirmative, should be sent back to the Ministry of Commerce which in turn should send it back to the Chief Controller of Insurance for communicating the same to the sponsors. (5) The sponsors would then be required to apply in a prescribed form to the Registrar of Joint Stock Companies to get registration as a public liability company under the Companies Act. Memorandum and Articles of Association duly approved by the Controller of Insurance would have to be submitted with the application. (6) Once the registration process was completed the sponsors would have to obtain permission of the securities and exchange commission to issue share capital. (7) Reinsurance arrangements would have to be made at this stage. (8) After all the above requirements were fulfilled the licence to commence business under the Insurance Act 1938 is to be obtained from the Chief Controller of Insurance. Application can only be made subject to government announcements in this regard. The control over insurance companies, including their functions relating to investments, taxation, and reporting, are regulated mainly by the Insurance Act 1938 and the Finance Acts. The privatisation policy adopted in the 1980s paved the way for a number of insurers to emerge in the private sector. This resulted in a substantial growth of premium incomes, competition, improvement in services, and introduction of newer types of business in wider fields hitherto untapped. Prior to privatisation, the yearly gross premium volume of the country was approximately Tk 900 million in general insurance business and approximately Tk 800 million in life insurance business. In 2000, premium incomes rose to Tk 4,000 million in general insurance business and Tk 5,000 million in life insurance business. Up to 2000, the government has given permission to 19 general insurance companies and 10 life insurance companies in the private sector. Insurers of the country now conduct almost all types of general and life insurance, except crop insurance and export credit guarantee insurance, which are available only with the Sadharan Bima Corporation. Numerous institutions, associations and professional groups work to promote the development of insurance business in Bangladesh. Prominent among them are the Bangladesh Insurance Association and bangladesh insurance academy. Bangladesh Insurance Association was formed on 25 May 1988 under the Companies Act 1913. It is registered with the Registrar of Joint Stock Companies and has 30 members. It aims at promoting, supporting and protecting the interests and welfare of the member companies. Surveyors and insurance agents occupy a prominent position in the insurance market of Bangladesh. The surveyors are mainly responsible for surveying and assessing general insurance losses and occasionally, for valuation of insurance properties, while the agents work to procure both life and general insurance business against commission. The system of professional brokers has not yet developed in Bangladesh. However, it is a common practice of the insurers to engage salaried development officers for promotion of their insurance business. Problems of insurance business in bangladesh The insurance business in Bangladesh is facing lots of problem in every now and then. To describe the problems, we use service quality gap model. By using the model it will become more easer to understand the problms of insurance in Bangladesh. Service Quality Gap Model Managers in the service sector are under increasing pressure to demonstrate that their services are customer-focused and that continuous performance improvement is being delivered. Given the financial and resource constraints under which service organizations must manage it is essential that customer expectations are properly understood and measured and that, from the customers perspective, any gaps in service quality are identified. This information then assists a manager in identifying cost-effective ways of closing service quality gaps and of prioritizing which gaps to focus on a critical decision given scarce resources ( SERVQUAL and Model of Service Quality Gaps: A Framework for Determining and Prioritizing Critical Factors in Delivering Quality Services by Dr. Arash Shahin, Department of Management, University of Isfahan, Iran). What makes managing customer service different, as a marketing problem, from managing the standard elements of the marketing mix (product, price, pro motions, and place) is that customer service is typically delivered by front-line employees. Personnel policies, thus, have immediate marketing implications. Many retailers take this into consideration by treating employees as internal customers. According to this philosophy, management must sell their internal customers on the company and its policies in order to induce front-line employees to deliver the desired levels of customer service. Standard personnel policies that can facilitate customer service and sell the internal customers include (a) employee screening and selection, (b) training, (c) setting suitable reporting relationships, (d) goals and reward systems, (e) internal communications, and (f) generally creating a service culture. The Gap Analysis Model goes a step beyond simply reexamining each of the standard personnel policies in light of the desired customer service. The model provides specific criteria concerning personnel and management policies that complete the linkage between customer expectations and perceived service delivery. In addition, the model provides a checklist of where breaks in the chain can occur; using this checklist can provide a useful audit of service quality (See: A Service Quality Audit: Application of the Gap Analysis Model by Paul R. Messinger, University of Alberta). There are seven major gaps in the service quality concept, which are shown in Figure-1. The model is an extension of Parasuraman et al. (1985). According to the following explanation (ASI Quality Systems, 1992; Curry, 1999; Luk and Layton, 2002), the three important gaps, which are more associated with the external customers are Gap1, Gap5 and Gap6; since they have a direct relationship with customers. Gaps 1 through 6 widen or close, so does Gap 7. The authors conceptual model of service quality follows:   The key to delivering high quality service is to continually monitor customer perceptions of service quality, identify causes of service quality shortfalls, and take appropriate action to improve the quality of service (close the service gaps). à ¢Ã¢â€š ¬Ã‚ ¢ Gap 1. Not Knowing What Customers Expect: Based on interviews, the authors found that executives perceptions of superior quality service are largely congruent with customers expectations. Customers expectations versus management perceptions are the result of the lack of a marketing research orientation, inadequate upward communication and too many layers of management. à ¢Ã¢â€š ¬Ã‚ ¢ Gap 2. The Wrong Service-Quality Standards: Gap 2 arises when there is a discrepancy between what managers perceive that customers expect and the actual standards that they (the managers) set for service delivery. This gap may occur when management is aware of customers expectations but may not be willing or able to put systems in place that meet or exceed those expectations. à ¢Ã¢â€š ¬Ã‚ ¢ Gap 3. The Service-Performance Gap: Organizational policies and standards for service levels may be in place, but is front line staff following them? A very common gap in the service industry, Gap 3 is the difference between organizational service specifications and actual levels of service delivery. Service specifications versus service delivery is the result of role ambiguity and conflict, poor employee-job fit and poor technology-job fit, inappropriate supervisory control systems, lack of perceived control and lack of teamwork. à ¢Ã¢â€š ¬Ã‚ ¢ Gap 4. When Promises Do Not Match Delivery: Customers perceive that organizations are delivering low-quality service when a gap appears between promised levels of service and the service that is actually delivered. This gap is created when advertising, personal selling or public relations over-promise or misrepresent service levels. Service delivery versus external communication may occur as a result of inadequate horizontal communications and propensity to over-promise. à ¢Ã¢â€š ¬Ã‚ ¢ Gap5: The discrepancy between customer expectations and their perceptions of the service delivered: as a result of the influences exerted from the customer side and the shortfalls (gaps) on the part of the service provider. In this case, customer expectations are influenced by the extent of personal needs, word of mouth recommendation and past service experiences. à ¢Ã¢â€š ¬Ã‚ ¢ Gap6: The discrepancy between customer expectations and employees perceptions: As a result of the differences in the understanding of customer expectations by front-line service providers. à ¢Ã¢â€š ¬Ã‚ ¢ Gap7: The discrepancy between employees perceptions and management perceptions: As a result of the differences in the understanding of customer expectations between managers and service providers. Figure1: Model of service quality gaps (Parasuraman et al., 1985; Curry, 1999; Luk and Layton, 2002) Other Problems Service quality gap model does not provide all the problems of insurance business. There some other problems too. These problems are given below: Lack of trustworthiness: Lack of trustworthiness is one of the the major problems of insurance business in Bangladesh. Lengthy process in getting payment after any incident is the main reason of trustworthiness. Time killing behavior in payment after incidence is reducing the trust of the customers towards the insurance companies. Low income of the people: Low income and purchasing power doesnt permit the people of Bangladesh to go for an insurance policy. Practically we can easily relate the above mentioned factors. For example, in one hand the lower income of the people is creating barrier in buying insurance policy, on the other hand lack of trustworthiness makes this insurance avoiding behavior more acute. Unattractive offerings: Insurance companies are not providing attracting offerings to their customers. All the offerings are similar. There is very less variation among the offerings of differnt insurance companies. Lack of information about the insurance companies: The insurance companies are not delivering their information (regarding company and insurance policy) properly or evenly which is another problem of the insurance companies. Inefficiency in problem solving: Inefficiency in problem solving is another problem of the insurace companies. If any customer comes to then to solve some problems, they do not solve those problems efficiently. High service/processing cost : Insurance companies charges high service/processing cost from their customers. Less convincing sales people: Some insurance companies appoint sales people at a very lower cost. These sales people are not much convincing. They can not convince effectively to purchase insurance pollicy. This is another problem of insurance companies. Lengthy process to get payment after incidents: Insurance companies take a lenthy process to get payment after incidents. Sometimes they take one or two years to pay their customers. This is one of the major problems of insurance companies. Steps to overcome the problems of insurance business: The demographic trends suggest that as private insurance companies (both local and multinational) have proliferated in Dhaka city, better educated and more affluent people have gravitated to these insurance companies for insurance services. These people/clients are likely to have better information about the quality of services provided by both public and private insurance companies and their inclination to select private insurance companies suggests, implicitly, that the quality of service is better at these private firms even though their (private insurance companies) service cost is somewhat higher. Moreover, many branch operation of private insurance companies help the people to make evaluation among them and making an insurance decision in favor of those which are trustworthy. But between the private local and foreign insurance company choice, clients are mostly considering foreign private insurance companies due to its trustworthiness, experience in operation and wide area cove rage. Less number of branches of the public insurance companies may be another prime reason of not being preferred by the local clients. By definition, it might be more authentic if the clients were inclined towards the public insurance companies from trustworthiness point of view, but as statistics suggests in favor of choosing foreign private insurance firms, probably we have to be satisfied by saying that it is in many respect guided by clients psychology of getting better and prompt services. The incentive structure must also play a role in ensuring the quality services delivered by the public insurance companies. One solution is to tie part of the compensation of insurance personnel in public companies to services rendered and feedback received from clients. This, of course, is a complex issue and has implications for pay scale administration, since public bank staffs, as government servants, are paid according to certain pay structures. While beyond the scope of this paper, au thors feel that compensation flexibility is necessary to reward those who are dedicated to providing quality insurance services. If compensation adjustments cant be incorporated, benefits-including promotion, transfer in more valued branches, study leave, performance bonus and the like-could be tied to performance evaluation mechanism. There must be a formal procedure of evaluating the employees by the clients through some questionnaire type performance appraisal form. A suggestion, objection or recommendation book in the branch can be introduced where the clients can even complain or appreciate about a specific employee. Public awareness and the transparency of the high official may have a positive impact on that issue. A rating scale could also be established to rate the quality of services based on insurance companys facilities, past performance records, and clients evaluations. The rating factors and mechanisms would have to be developed on the basis of inputs from clients and t he profession. It would also be important to determine, specify, and strongly enforce the legal consequences for tampering with client records and their evaluations. This process will lead to qualifying and ranking each and every insurance company (Private and public). We think the insurance policy collection and profit margin should not be the only benchmark to position a specific insurance company. As the number of insurance companies continues to grow, it is important to develop a national capability to periodically evaluate and publicly disseminate (As University Grants Commission did for the private universities) the ratings or rankings of all insurance companies so that each service providers reputation is widely known. Armed with this information, clients can make more informed choices. In addition, as an important determination of insurance company choice, firms must invest in building their reputation/reliability which will hel

R.C. Sherriffs Journeys End :: R. C. Sherriff Journeys End Essays

R.C. Sherriff's Journey's End Set on the Western Front, ‘Journey’s End’ is based on R C Sherriff’s experiences as an Officer in the trenches of the First World War. It was the first war play to look at the reality of the day to day life of soldiers. Prior to ‘Journey’s End’, plays either demonised the enemy, and focused on deeds of heroism, or preached the futility of war. This play was one of a number of literary works, produced about 10 years after the end of the war, which showed the horror of war by looking at the mens’ day to day lives. These included ‘Undertones of War’ by Edmund Blunden, ‘Goodbye to All That’ by Robert Graves, ‘All Quiet on The Western Front’ by Remarque, ‘Her Privates We’ by Frederic Manning and ‘Memoirs of an Infantry Officer by Siegfried Sassoon. In a ‘Journey’s End’, the horror of war is often shown in the subtext, of the soldiers conversations, not by the direct actions of the men. Although in the first instance it was rejected by theatre managers, the play went on to strike a chord with the public and had a two year run in London. They responded to the play because it showed them, for the first time, the fear and squalor that the men faced continually and how they dealt with it. Extract 1 (Pages 1-4) gives the audience the opportunity to understand the terrible conditions in which the characters lived. The characters engage in sarcastic banter as they can not afford to give into their true feelings towards the situation. Everyone does what they can to keep each others spirits up. The Director would need to enhance the horror of the mens’ situation in the way that he sets the stage. The setting is a dug out in a trench during World War I. A depressing mood and claustrophobic atmosphere needs to be created by this set and the lighting. The beds, table and stalls need to be on top of each other, rotten wood, the occasional sound of dripping water and a muddy floor are essential. Bottles, glasses and papers need to be piled high on the small table. The dugout should be poorly lit, by a candle or oil lamp. The sky, visible through the door, needs to be bright. The contrast between light and dark represents the soldiers’ confinement versus the world that they knew before the war. If the characters had the choice they would not talk about death and squalor, however it is the stuff of their daily lives. They get around talking about the subject but using light hearted banter.

What Do You Use to Write With? :: Technology Technological Essays

What Do You Use to Write With? How would you feel if paper and pen were never invented? Furthermore, if Bill Gates the wizard behind Microsoft and the computer never reached they’re full potential and allowed us to begin to write brilliantly using computer technology as a tool? Many of us take for granted the basic tools we today use for writing never fully appreciating what has been given to us by people of the past. When can never truly begin to imagine not actually being able to use basic tools developed over time that help us to write because we have not really ever been faced with those circumstances. â€Å"The computer is simply the latest step in a long line of writing technologies.† (Baron 37) Even after the readings we read in class I did not understand how hard people worked to invent various ways to perfect tools in writing, or how various ways of actual writing like penmanship were perfected through military-like behavior. Such as, the example from the reading implying the tactics used by Platt Rogers Spencer known as the Spencerian method on how to perfect your own penmanship. Also, the examples displayed of different techniques the students used showed how important writing became. â€Å"Like coaches of synchronized swimming teams, teachers using Spencer’s system counted out loud or barked commands (‘up,’ ‘down,’ ‘left curve,’ ‘quick’) as pupils performed their handwriting exercises.† (Baron 59) Then again, Plato on the other hand detested even the use of writing thoughts and analogies. However, unlike Plate through our class I have learned that using basic tools to write with is some thing that should be appreciated. After completing the first class assignment I realized that paper and pen, or even the computer is god sent. When we first were given this assignment I could not begin to imagine what I would use that could actually be considered all â€Å"natural.† At first, I thought I would use something out of the kitchen. I had ambitions to maybe make some spectacular one-word masterpiece out of bread/dough, but after careful consideration, and reviewing my skills in the kitchen that idea was a bust.

Free Essay - Setting in William Faulkners A Rose for Emily :: A Rose for Emily, William Faulkner

Importance of Setting in William Faulkner's A Rose for Emily Setting is place and time, and often provides more than a mere backdrop for the action of a story. William Faulkner uses this device in his complex short story "A Rose for Emily" to give insight into the lonely world of Miss Emily Grierson. Faulkner portrays the townspeople and Emily in the southern town of Jefferson during the late 1800's to early 1900's. The town is more than just the setting in the story; it takes on its own characterization alongside Emily the main character. It is the main reasoning behind Emily's attitude and actions. It gives the reader an easier understanding into why Emily makes the decisions she does as the story unwinds. The town of Jefferson was deeply indirectly involved in the life of Emily Grierson. They watched and debated her every move, being her analyst, they wondering why she did certain things. They had their own idea of who she was and what they wanted her to be. The reason being was that the aristocratic Grierson family that her father headed was very highly recognized in the past era of the Confederacy. Her father had much power and was close to a very popular mayor named Colonel Sartoris. The power Emily's father has over Emily can be seen in a portrait of the two that the narrator describes: "Emily a slender woman in white in the background, her father a spraddled silhouette in the foreground, his back to her and clutching a horsewhip." (141) He does in fact control her like a horse, never allowing her to date anyone. And until his death she indeed does not. After Emily's father dies, we find her becoming involved with a gay man named Homer Baron who she probably believes she will eventually marry. It is her continual relying on a male figure that gets Emily into this situation. It is the setting in which she lye that has this impact on her thought and understanding. We eventually find out in the end that Emily kills Homer. She does this not do this out anger or hatred toward this man. It is the belief on her part, that a man has to play a significant role in her life that drives Emily to do this unbelievable act of violence. In her mind this was not a crazy thing to do.

Hunger Games Book Talk

Hunger Games Book Talk Could you survive on your own and in the wild, with every one out there trying to make sure you don't live to see the sunrise? I think I probably wouldn't be able to survive in the wilderness, much less if people are trying hard to make sure I don't survive until the next day. I am used to getting my food in the supermarket, already processed, and I'm sure I wouldn't be able to hunt, kill or even build a fire. But Katniss Everdeen could. She is a 16 year-old who is able to support her widowed mother and 12 year-old sister Prim, by hunting in the forbidden woods of District 12 with her best friend Gale.They all live in the Seam, the poorest part of District 12. QUOTE. Due to a cruel twist of life, Katniss Everdeen ends up being the first volunteer ever of District 12. She is joined by Peeta Mallark, the baker's son. Both are picked to represent District 12 in the 74th Hunger Games. Feeling already sentenced to death, they are dealt another unfortunate blow when Haymitch, a drunk ex-victor, is assigned as their mentor. During the preparation for the games, the audience is bewitched by the alleged romance between the two representatives of District 12 and dub Katniss as â€Å"the girl on fire†.When real and false emotions collide, trouble  grows  between the two, because only one can make it out alive. During the Hunger Games loyalties grow or switch, some contestants stay in the arena forever, while one victor and only one is expected to come back home alive. Do you know where the author got her inspiration for the book? How her personal experiences and the historical context influence her writing? I recommend the novel mainly to teens, ages 13 and up, since it is full of suspense, action and it is rather interesting because it is not only a book about a game where everyone needs to fight each other until someone dies, ut it is something much complicated that talks about how governments always want to have all the power and be in control, and about personal freedom, sacrifice and what it means to be yourself and not submit to society's expectations. Personally, I loved this book after the  first chapter or so, since the novel starts moving at a fast pace that keeps you entertained and wanting to know more. Also the author is very descriptive about the setting, the characters physical appearance and their feelings, that you can almost feel your in the book. http://www. scholastic. com/thehungergames/videos/classical-inspiration. htm

IT Infrastructure Essay

Patton-Fuller is a community hospital treats all kinds of concerns (Ecampus, 2009). They provide healthcare services designed to meet every need and any stages in life. They have providing service since 1975 and their goal is to be as pleasant in their service as possible while being productive through their many communications between all the branches of the hospital. The hospital has the responsibility of providing good services and protecting patient’s rights. The Health Insurance Portability and Accountability Act (HIPAA) outline the principles and requirements that the hospital must use to ensure they are protecting rights. There is a large amount of the database that needs to be kept secure and this is one of the main goals of the IT department. Improve Communications Patton –Fuller utilizes four different information systems to improve communication and collaboration between senior management, employees, doctors, nurses, and patients. The information systems help to improve the communication between hospital operations, improve the relationships with patients, and helps executives manage hospital finances. †¢ the finance information system utilized mainly by executives assists in managing hospitals cash flows, assets, liabilities, and net income. This IS also generates statements required by federal regulations. †¢ The HR information systems was managing policies, procedures, and compliance requirements but now they use hospital intranet which frees HR employees to concentrate on more critical HR actions. The system used mainly by HR personnel for recruitment, training, and personnel evaluations. †¢ Customer relation’s management (CRM) is utilized to build loyalty between hospital and patients through the World Wide Web. Complaints and recommendations are tracked through the CRM proved reports to senior managers. †¢ The fourth system is the Knowledge management (KM). The medical KM is used by doctors and nurses to access online medical databases to assist in patient diagnosis and drug administration. Currently each room has one network connection. The network connections each patient room should be for the clinical PC used in the room. These PC’s should not be available to patient use because this out the hospital at a greater risk for security. OSI layers The Open Systems Interconnect (OSI) model has seven layers. The seven layers are: †¢ Application – this layer serves as the window for users and applications processes to access network services. †¢ Presentation – this layer formats the data to be presented to the application layer. †¢ Session – allows session or connection establishments, maintenance, and termination between processes running on different stations. It also supports communication over the network, and performing security checks. †¢ Transport – this layer ensures the messages are delivered err-r free in sequence, with no losses or duplications. †¢ Network – this layer controls the operation of the subnet, deciding which path the data should take. †¢ Data link- this layer provides error-free transfer of data frames from one node to another over the physical layer. †¢ Physical – This is the lowest layer of the OCI model. It also deals with the transmission and reception of the unstructured bit stream. Security and Protocols The current design for Patton-Fuller hospital might have some potential issues into the security arena. Avoiding potential issues and still providing the tools necessary for the hospital to keep providing exceptional service to the patients and families as well as the employees. Readings suggest that there should be three separate networks wired and wireless all with password protection: †¢ two of them will be for all employees inside the firewall. †¢ one of these two employees (for managers and executives) access lines with extra encrypted because this database will have sensitive information like HR issues and employee files. †¢ the third group outside the firewall will only be for family and guest access. One source said that a cat6 (which is what hospital has currently) speed is faster and about 250MHz vs cat5 at 100 MHz (Toms Hardware, 2009). It also suggests focusing more on the products that are connected to the lines to produce better speeds and productivity. Reference: Retrieved from https://ecampus.phoenix.edu/secure/aapd/cist/vop/Healthcare/PFCH/it.asp?topview Retrieved from http://support.microsoft.com/kb/103884 Retrieved from http://www.tomshardware.com/forum/234786-28-network-cable-faster-cat5

Challenges Faced by Hr Management Essay

Challenges faced by HR management when significant staff cutbacks occur and how they should be addressed Downsizing is never easy on the Human Resource department. In fact, if not handled properly, it could be detrimental to the overall organization. Here are some challenges that come along with downsizing: Addressing the shifting morale and needs of the surviving employees, maintaining the productivity and profitability of the organization, and retaining skilled, and qualified employees. Staff cutbacks can leave the surviving employees feeling demoralized, bitter, angry, and in shock. One role of Human Resource Management is to act as an employee advocate. In a time of workforce reduction, communicating with employees as well as acknowledging their concerns and fears, can work to rebuild the employee’s sense of security in the workplace and help him/her to reengage in the culture of the organization. Through strategic Human Resource Management and planning, the shared values and beliefs of the organization can be reinforced to its employees and the collective value of the capabilities, knowledge, skills, life experiences, and motivation of the organizational workforce can be retained. Once there has been a major reduction in force within an organization, productivity and profitability becomes a main target of Human Resource management. One HR strategy would be to give more hours and responsibility to existing workers. However, eventually employees will become overworked and productivity will suffer. Utilizing alternative tactics such as hiring contingent or temporary workers is a strategic HR plan to maintain productivity and profitability while not having to pay the cost of benefits. Reducing turnover of qualified and skilled employees is an ongoing effort of Human Resource Management. Employees who survive workforce cuts tend to disengage the culture of the organization because they have lost faith in the organization being a lifetime employer. When an organization goes through a massive layoff process, the employee retention efforts of Human Resource Management could intensify. Employee retention efforts may include, constantly communicating with employees, and paying attention to surviving employees. As an example of a strategic Human Resource plan to hold on to skilled employees, an alternative work arrangement such as telecommuting might be offered to a worker. The functionality of Human Resources is always changing to meet the ever evolving needs of an organization. For example, when Xerox decided to downsize, the function of Human Resources became environmental scanning strategic planning. The restructuring goal however, included more than just a reduction in force. It was determined that the Human Resource entity needed to be streamlined and become a more efficient part of the organization. As a result, the use of technology, and maintaining employee retention was the core that developed HR into a more strategic part of the Xerox organization. There are two purposes that HR technology serves in an organization. The first is to improve the efficiency of employee data and HR activities collection. At Xerox, the use of HR technology has been instrumental in making HR services more accessible to their workforce. The second purpose of HR technology is to capture a greater degree of informational data that enables HR planning and managerial decision making. Again, Xerox made use of this aspect by supplying intranet employee surveys and tracking employee views on the company and HR. The information gathered allowed HR and managers to address areas that received lower scores on the survey. These efforts by the company and the HR department have had an effect on employee retention at Xerox. As stated earlier, reducing turnover of qualified and skilled employees is an ongoing effort of Human Resource Management. Xerox has made retaining especially high-potential employees a priority. Organizations have found that keeping good employees can be a challenge. However, in an effort to keep skilled and or high performing employees engaged and embracing the organizational culture and HR values of an organization, some employers will offer incentives. Employers, such as Xerox, will invest in employee training and development. Although this can be a double edge sword by potentially making an employee more marketable for other organizations, employers have found that when they invest in employees through job training and or monetary compensation, employee job satisfaction increases and employees are more likely to stay. In addition, employees who are engaged in an organization are more likely to be top performers and miss fewer work days. In summation, both technology and employee retention are key in HR development because they both lend to the culture of an organization. 1. Technology by improving the administrative efficiency of HR, and the responsiveness of HR to employees and managers. 2. Employee retention by maintaining employees who through their experience and loyalty to the organization, becomes a core competency and perpetuates the values and cultures to newer employees.